Terms of Service

1. Acceptance of Terms

These Terms of Service ("Terms") govern your use of the website, loan programs, and services (collectively, the "Services") offered by Impulse Capital Partners ("Impulse Capital," "we," "us," or "our"). By accessing our website or otherwise using our Services, you agree to be bound by these Terms. If you do not agree, do not access or use our Services.

2. Services

Impulse Capital Partners provides private lending and financing programs for real estate investors, including fix-and-flip, new construction, rental/DSCR, bridge, and blanket/portfolio loans. All loan programs, rates, terms, and eligibility are subject to credit approval and underwriting. Final terms are confirmed during underwriting and may differ from any information presented on our website.

3. Eligibility

You must be at least eighteen (18) years of age and legally able to enter into binding contracts to use our Services. By using the Services, you represent and warrant that you meet these requirements.

4. No Professional Advice

Information provided through the Services is for general informational purposes only and does not constitute legal, tax, financial, or investment advice. You should consult qualified professionals before making any financial decision.

5. SMS Messaging & A2P 10DLC Disclosure

By providing your mobile phone number to Impulse Capital Partners, whether through our website, chat widget, application, or by otherwise initiating contact, you expressly consent to receive recurring automated and non-automated SMS text messages and communications from us and those acting on our behalf. These messages may include, but are not limited to, loan program updates, application status, appointment reminders, promotional offers, and other informational or marketing communications.

Message frequency

Message frequency varies. You may receive up to several messages per week depending on your engagement with our Services.

Not a condition of purchase

Consent to receive SMS messages is not a condition of any purchase or service from Impulse Capital Partners.

Message & data rates

Standard message and data rates may apply to any messages sent to you by us, as set by your wireless carrier. Check with your carrier for details.

Opt-out & help

You may opt out of receiving SMS messages at any time by replying STOP to any message you receive from us. To request assistance, reply HELP to any message. You may also opt out by contacting us at (909) 255-0553 or by using the chat widget on our website. After opting out, you may receive a final confirmation message. If you change your number, you must re-register your consent for the new number.

Carrier liability

Wireless carriers are not liable for delayed or undelivered messages. We do not guarantee that any message will be delivered. Carriers may, at their discretion, filter, block, or delay messages and are not required to inform us or you.

Compatibility

SMS messaging is intended for U.S. wireless numbers. SMS may not be available on all wireless plans or devices. We are not responsible for messages not received due to plan limitations, device settings, or carrier restrictions.

6. User Conduct

You agree not to misuse the Services, provide false or misleading information in any application, attempt to gain unauthorized access to our systems, or use the Services for any unlawful purpose. We may suspend or terminate access at our discretion.

7. Intellectual Property

All content, branding, and materials on this website are the property of Impulse Capital Partners and are protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

8. Third-Party Links

Our Services may contain links to third-party websites or services that we do not control. We are not responsible for the content, practices, or availability of such third-party resources.

9. Disclaimer of Warranties

The Services are provided "as is" and "as available" without warranties of any kind, whether express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

10. Limitation of Liability

To the maximum extent permitted by law, Impulse Capital Partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of data, arising out of or related to your use of the Services.

11. Changes to These Terms

We may update these Terms from time to time. The most current version will be posted on this page with an updated revision date. Continued use of the Services after changes are posted constitutes acceptance of the revised Terms.

12. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles.

13. Contact

For questions about these Terms, contact us by phone at (909) 255-0553 or through the chat widget on our website. You may also review our Privacy Policy.